Welcome
Maybe something has prompted you to get your affairs in order. Perhaps you’re curious about what else you should be doing. Or, maybe you’re wondering if you’re on track for the future you want.
Finding the right financial partner is a huge step, one that should be celebrated. So let’s see if we’re a fit!
Our services
The scope of our advice and guidance includes income and tax analysis, risk management, investments, projections to aid decision-making, focusing on your bucket list, business planning, success habits, insurance evaluation, human behavior, estate preparation, covering the “what ifs,” and, we’ll throw in a whole lotta graphs. Just kidding.
Our philosophy
Advice + Accountability + Attitude = Results
It’s a simple formula for success. But that doesn’t mean it’s easy.
Our guidance provides objective advice and a personalized plan. We make financial concepts understandable and help you navigate decisions without letting emotions interfere.
When you value making a commitment with outside support, that’s accountability. We work together with the shared purpose of getting the results you want.
Adopting a positive attitude toward your financial situation is a skill, which means you can learn it. You control your beliefs and your behavior, and those factors influence your outcome. Your mindset is responsible for 85% of your success, and therefore it’s an integral part of the journey.
Our process
Create your Prosperity Map™
Our unique mapping process is designed to help you get from where you are now to where you want to be. Combining our advice for your financial priorities with our accountability to help you make progress, you’ll have an opportunity to explore possibilities and master your mindset for the lifestyle you want now and in the future.
We’ll turn your custom map into an annual calendar so you can take action, adapt and grow, and continue to elevate your best life with confidence.
Our people
We help ambitious Vermontrepreneurs over age 50 to make smart financial moves so they can ski mid-week, spend time with loved ones, or do whatever else will become lasting memories.
Let’s talk savings, investments, insurance, estate planning, taxes, income, borrowing, family values, bucket lists, and even human behavior.
We offer full-service wealth planning and investment management coupled with ongoing guidance designed to achieve the results you want.
Kate & Camila
Kate, 52, has achieved success in many areas of her life, including her business, but never received financial guidance from family or in school. She knew her finances needed attention, but she was overwhelmed where to start. Kate wanted to know how much to save and what that meant for retirement. She and her wife, Camila, needed to get on the same page and decide what to do with their various accounts, including old 401(k)s, IRAs, and a bank account that had more cash than they needed any time soon. Kate knew she should have more questions, but she was embarrassed that she didn’t know what to ask. On top of that, Kate didn’t know who to trust.
Once Kate goes through the Prosperity Map™ process, she is able to:
Determine what it would take to retire at 65 instead of 70
Delegate management of their investments
Feel confident having a conversation at a dinner party if money topics come up
Get the family affairs in order so the surviving spouse and their kids would be taken care of in the event of one of them passing, including life insurance and a will
Prepare for long-term medical care costs
Plan for taxes in retirement
Feel in control of her financial future
Trust the advice she gets and appreciate the accountability from her financial team
Judy & James
Judy, 64, is preparing to retire in the next year or so. Her husband, James, is a few years older. Both have saved diligently and are excited at the prospect of having freedom from their work to spend time with grandchildren and cross things off their bucket list. Judy’s excitement is overshadowed with fear. The idea of spending their portfolio is terrifying because she doesn’t know how much she’ll spend when she stops working, or how long she’ll live. She’s nervous about lacking fulfillment when she isn’t showing up to work she loves each day, and wonders if she’ll experience boredom. The reality of being a senior makes her anxious and she is concerned about what will happen to her lifestyle if her husband passes first.
As they go through the Prosperity Map™ process, they are able to:
Make a plan for income that will outlast them, and feel permission to spend in accordance with their lifestyle wishes
Include a plan for extra expenses like healthcare, taxes, and travel
Determine when to start Social Security
Gain clarity on their transition to a new lifestyle
Explore opportunities for charitable giving
Establish their estate plan so they ensure what happens when the first spouse passes and what happens when the second spouse passes
Gain confidence by addressing the likelihood of at least one of them needing long-term care at home or in a facility and knowing they won’t be a burden on the kids
Understand they are not alone, they can stop feeling stressed about finances, and they have a process to modify their plan with a trusted expert when they need to
Kate, Camila, Judy & James are fictional clients that represent people who we do our best work with, and are for illustrative purposes only. Any stories, rates of returns, and planning results do not represent any actual investment, clients, or financial plans and cannot be guaranteed. Any investment involves potential loss of principal.